Check Cashing

Cash Checks without the Wait

It’s Your Money. Get Access to It Your Way, Right Away.

Once you’ve been paid, you want access to your money as soon as possible, without having to wait for funds to become available. Just stop by one of our many convenient neighborhood locations with the right documents, and you can get your check cashed on the spot. No bank account? No problem!

It’s a simple way to get access to your money without adding extra steps to your day. Once you’ve cashed your check, you can also take care of other financial errands during the same visit.

When Check Cashing Makes Sense

Whether it’s a weekly paycheck or an insurance payment, having quick access to your money can help you stay on top of everyday expenses. It also gives you the flexibility to pay bills, buy groceries, or take care of other important expenses without unnecessary delays.

CFSC cashes a wide variety of checks, including:

Payroll checks
Stimulus checks
Social security checks
SSI checks
Unemployment checks
Veteran’s benefit checks
Tax refund checks
And more!

Receive Government Payments? Get Paid Faster with RCheck® Direct Deposit*

RCheck® is the fast and easy way to get your money.

Republic Bank of Chicago has partnered with financial service centers throughout the country to bring you this low-cost solution that combines the safety and soundness of a traditional bank with the convenience and affordability of a financial service center.

Learn About RCheck®

RCheck® Offers Several Advantages:

With RCheck®, your funds are held securely in an FDIC-insured Republic Bank account while quickly accessible to you for whatever you need, whenever you need it. Enjoy the security and efficiency of direct deposit of your:

Payroll
Pension
Government benefits
Tax refunds

RCheck® is your direct deposit solution, brought to you exclusively by your financial service center and Republic Bank, delivering banking beyond expectations for more than 60 years.

Talk to your financial service center staff today to learn more about RCheck®.

*MSB check cashing fees may apply. RCheck accounts are issued by Republic Bank of Chicago, Member FDIC. RCheck® is a registered trademark owned by Republic Bank of Chicago.

What You'll Need Before You Visit

Cashing a check at CFSC is an easy process. Bring your check to the nearest store along with a government-issued photo ID and your contact information, including your name, address, phone number, and social security number. We’ll verify both the check issuer and your identity before completing the transaction. No wait. No hassle. No more waiting for the funds to clear at the bank. Get your money on the spot.

If it’s your first time using CFSC’s check cashing services, our team will walk you through the process and answer any questions you have along the way. We want every visit to be straightforward from start to finish.

Why Choose CFSC

As a third-generation, family-owned business, CFSC combines the accessibility of a nationwide network with the personal service of a neighborhood provider. With more than 130 locations nationwide, you can find the local storefront that makes sense for you and your schedule. Our community-focused approach means we take the time to understand the needs of the neighborhoods we serve.

For generations, CFSC has helped neighbors handle everyday financial needs with convenient services and personal support. If you have questions during the process, CFSC representatives are available in person to provide assistance and help you complete your transaction.

Frequently Asked Questions About Check Cashing

How do I cash a check without a bank account?

No bank account? No problem! It is easy to cash a check without a bank account at CFSC. Just bring your qualifying check to a CFSC store with a documented photo ID, your personal contact information including your name, address, phone number and social security number. We will verify the maker of the check and your identity as the check holder. No waiting for the funds to clear at a regular bank, and no monthly fees.

What about business checks? Can I cash my business checks quickly?

At CFSC, we can also cash your business checks practically on the spot. With proper identification and verification procedures, you can walk in with a check made payable to your business and walk out with cash the same day without waiting for funds to clear.

For more answers to commonly asked questions about check cashing, check out our FAQ page.

Frequently Asked Questions